Take the strength of our conduit pension funds adding up to the hundreds of billions of dollars, have them bring added support to bonds, back it all up with bond insurance and what do you have?

Our PLAN A funding program that can go as high as 100% financing.  
USD100,000,000 to USD30,000,000,000+

What? Legitimate 100% financing? There must be a catch, you say! Well, yes and no. The borrower must be strong in both experience and financials in order to qualify for this program. On the plus side, it is one of the most viable funding sources of which we are aware and is available for use in many countries worldwide.

Let’s walk through the program: construction is okay, acquisitions, ditto. Roads, marinas, airports, hospitals, resorts, hotels are all fine. Local or federal government support and projects add strength. And it is more of a plus if the projects create a significant number of long-term jobs.

The criteria:

The minimum loan amount is $100 million or close to it.

The client must be ready and willing to pay the upfront costs. Bond underwriting and bond insurance is required, often the premiums can be financed.

The borrowing entity must be able to show a minimum net worth of $25 million and are preferred to have several million dollars liquid in order to demonstrate that they can pay the costs and otherwise survive the loan process without any adverse financial consequences personally or to their business. And they must be able to pass the bond underwriting.

A typical borrower submits a PLAN A application directly or through an originating broker (i.e. The OLC).

If the completed application is acceptable to the program, an LOI is issued.

The next step in the process is a conditional loan commitment, usually after the initial site visit. If both of these documents are acceptable additional site visits may be made as needed.

At that point, the process begins in earnest and the real work of putting the loan together takes place.

How about larger loans, in the many billions of dollars?  Well we are very comfortable with loan amounts up to $30 billion.

If an even larger loan application comes along we will look at it. There is no set maximum.